HDFC Bank Ltd ADR Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
14.4%projected annual EPS growth
Analyst Coverage
4analysts covering
FY EPS (est.)
$0.02next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q2 FY27 Earnings Release | 16 Oct 2026 |
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly3.3%Target: Gradual recovery toward pre-merger levels of ~4.0%
Credit-to-Deposit (CD) Ratio QuarterlyTarget: 92% - 93% by FY28E
Gross Non-Performing Assets (GNPA) Ratio Quarterly1.2%Target: Maintain stable asset quality below 1.20%
CASA Ratio Quarterly34.0%Target: Improvement from current 34% toward historical 38-40% range
Watch Items
- US Class Action Shareholder InvestigationsTrigger: Formal filing of securities class action lawsuits in US federal courtsAction: Assess potential legal liabilities, disclosure adequacy, and impact on ADR pricing
- CEO Sashidhar Jagdishan Tenure ExtensionTrigger: Reserve Bank of India (RBI) approval or denial of the board's recommendationAction: Evaluate leadership continuity risk and strategic execution stability
- MSRDC Deposit Arrangement Governance ReviewTrigger: Further regulatory scrutiny or final closure of the internal probe findingsAction: Monitor compliance controls and potential impact on institutional deposit gathering
Research as of 2 Sep 2026