Hawthorn Bancshares Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
No analyst estimates are published for this company.
Coverage varies across the market: larger companies are often followed by dozens of analysts, while smaller or recently listed ones may have none.
Monitoring Framework
Key Performance Indicators
Net Interest Margin (FTE) Quarterly407.0%Target: Maintain above 4.00%
Efficiency Ratio Quarterly6,429.0%Target: Below 60.00%
Allowance for Credit Losses to Total Loans Quarterly1.4Target: Prudent risk-aligned coverage
Watch Items
- FSC Bancshares Acquisition IntegrationTrigger: Closing expected in Q3 2026Action: Monitor regulatory approvals, FSC shareholder vote, and post-merger cost synergies to achieve projected 20% EPS accretion.
- Deposit Base StabilityTrigger: Quarterly deposit decline of 2.3% in Q1 2026Action: Track deposit cost trends and competitive pricing pressures in Missouri markets to protect net interest margin.
Research as of 20 Jun 2026