Hanmi Financial CorpHAFC
Price$31.21Intrinsic value$20.2235% below price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $20.22median of 2 methodsbased on filings through 30 Jun 2026
Market Price $31.21Price as of 1 Oct 2026
Margin of Safety -35.2%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 8.6% (near-term consensus, capped) · years 2–5: 8.6%/yr (balance of the path).8.6% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 68.6%Yr 78.6%Yr 88.6%Yr 98.6%Yr 108.6%
8.6% → 8.6%
Years 11–20: glide to long-run rate
Per-year rates
Yr 118.0%Yr 127.4%Yr 136.9%Yr 146.3%Yr 155.8%Yr 165.2%Yr 174.7%Yr 184.1%Yr 193.6%Yr 203.0%
8.6% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)12.7%
Discount rate (cost of equity) 8.6%
Volatility vs market (adjusted beta)0.82

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

Search any company to compare valuation, profitability, returns, growth, and financial strength side by side.

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Best in rowHigher is betterLower is better—Data not available
TargetHanmi Financial CorpHAFCFinancials
Valuation
P/E10.5×
P/S3.4×
P/B1.2×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin100.0%
Operating margin31.2%
Net margin31.2%
FCF margin73.4%
Returns
ROE11.0%
ROA1.1%
ROIC11.7%
Growth
Revenue growth (YoY)22.1%
5-yr fwd EPS growth—
Financial strength
Debt / Equity0.35×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield1.8%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.