Hanmi Financial Corp Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
4analysts covering
FY Revenue (est.)
$295.9Mnext fiscal year
FY EPS (est.)
$3.18next fiscal year
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly338.0%Target: Maintain NIM expansion through disciplined deposit pricing and loan repricing
Nonperforming Assets to Total Assets Ratio Quarterly16.0%Target: Keep below 0.25% to maintain strong asset quality
Efficiency Ratio Quarterly5,348.0%Target: Maintain below 55.0% through operational cost controls
Tangible Common Equity (TCE) to Tangible Assets Quarterly10.1Target: Maintain above 10.0% through the cycle
Watch Items
- Commercial Real Estate (CRE) Concentration RiskTrigger: Elevated vacancy rates in core California and New York metropolitan marketsAction: Accelerate loan portfolio diversification by shifting focus toward Commercial & Industrial (C&I) and SBA lending
- Deposit Cost PressuresTrigger: Increase in interest-bearing liability costs or aggressive promotional pricing by niche competitorsAction: Leverage relationship-driven banking model to grow noninterest-bearing deposits and optimize deposit mix
Research as of 19 Jun 2026