Grupo Aval Acciones y Valores SA ADRAVAL
Price$4.74

Outlook & Key Dates

Estimates, guidance, catalysts, and upcoming events

Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
27.5%projected annual EPS growth
As of 27 Aug 2026
Analyst Coverage
3analysts covering
Consensus: NeutralAs of 18 Aug 2026
FY EPS (est.)
$0.00next fiscal year
As of 18 Aug 2026
Reporting Calendar
EventExpected Date
Q3 2026 Earnings Release18 Nov 2026
Monitoring Framework
Key Performance Indicators
Consolidated Net Interest Margin (NIM) Quarterly334.0%Target: 3.90%
Cost to Income Ratio Quarterly5,390.0%Target: Below 45.0%
Loans Past Due More Than 90 Days Quarterly3.1Target: Continued deceleration
Watch Items
  • Colombian Government Equity Tax and SurchargesTrigger: Additional tax reforms or surcharges exceeding 15%Action: Re-evaluate operating expense forecasts and adjust net income projections.
  • Digital Wallet 'dale!' User GrowthTrigger: Failing to reach 6 million users by end-2025/2026Action: Assess competitive positioning against digital-first neobanks like Nubank and Lulo Bank.
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Research as of 19 Jun 2026

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.