Five Star Bancorp Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
14.9%projected annual EPS growth
Analyst Coverage
5analysts covering
FY EPS (est.)
$3.50next fiscal year
Monitoring Framework
Key Performance Indicators
Return on Average Assets (ROAA) Quarterly1.6
Return on Average Equity (ROAE) Quarterly16.7
Net Interest Margin (NIM) Quarterly370.0%
Efficiency Ratio Quarterly3,857.0%
Common Equity Tier 1 (CET1) Capital Ratio Quarterly1,045.0%
Watch Items
- Provision for Credit LossesTrigger: Exceeding $3.0 million quarterlyAction: Re-evaluate conservative underwriting standards and monitor non-performing loan trends.
- Wholesale Deposit ConcentrationTrigger: Wholesale deposits exceeding 15% of total depositsAction: Accelerate local business development officer hiring to drive non-wholesale relationship deposits.
Research as of 19 Jun 2026