First Mid Bancshares IncFMBH
Price$49.28Intrinsic value$42.0815% below price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $42.08median of 2 methodsbased on filings through 30 Jun 2026
Market Price $49.28Price as of 1 Oct 2026
Margin of Safety -14.6%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 12.3% (near-term consensus, capped) · years 2–5: 4.7%/yr (balance of the path).6.2% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 65.0%Yr 75.3%Yr 85.6%Yr 95.9%Yr 106.2%
4.7% → 6.2%
Years 11–20: glide to long-run rate
Per-year rates
Yr 115.8%Yr 125.5%Yr 135.2%Yr 144.9%Yr 154.6%Yr 164.3%Yr 173.9%Yr 183.6%Yr 193.3%Yr 203.0%
6.2% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)6.2%
Discount rate (cost of equity) 8.8%
Volatility vs market (adjusted beta)0.86

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

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Best in rowHigher is betterLower is better—Data not available
TargetFirst Mid Bancshares IncFMBHFinancials
Valuation
P/E12.2×
P/S3.8×
P/B1.2×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin100.0%
Operating margin34.2%
Net margin26.3%
FCF margin34.2%
Returns
ROE9.1%
ROA1.1%
ROIC8.3%
Growth
Revenue growth (YoY)7.4%
5-yr fwd EPS growth—
Financial strength
Debt / Equity0.32×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield1.0%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.