First Financial Bankshares Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
5analysts covering
FY EPS (est.)
$2.05next fiscal year
Monitoring Framework
Key Performance Indicators
Net Interest Margin (tax-equivalent) Quarterly3.9%
Efficiency Ratio Quarterly45.0%
Nonperforming Assets as a % of Loans and Foreclosed Assets Quarterly0.7%
Watch Items
- Deposit Competition and Funding CostsTrigger: Cost of deposits rising significantly above historical levels or causing net interest margin compression below 3.75%Action: Evaluate deposit pricing strategies, promote core relationship accounts, and adjust asset-liability matching.
- Credit Quality and Regional Economic SlowdownTrigger: Nonperforming assets exceeding 1.00% of loans and foreclosed assetsAction: Tighten underwriting standards in vulnerable sectors (agriculture, energy) and increase provisions for credit losses.
Research as of 19 Jun 2026