First Commonwealth Financial Corp Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
6analysts covering
FY EPS (est.)
$1.73next fiscal year
Monitoring Framework
Key Performance Indicators
Net Interest Margin (FTE) Quarterly392.0%Target: Improve gradually, ending the year a little over 4%
Core Efficiency Ratio Quarterly5,543.0%Target: Maintain disciplined expense control
Nonperforming Loans to Total Loans Quarterly1.0Target: Keep within historical ranges
Watch Items
- Credit Quality and Provision for Credit LossesTrigger: Provision for credit losses exceeding $11 million sequentiallyAction: Re-evaluate commercial credit underwriting standards and specific reserves
- Net Interest Margin CompressionTrigger: NIM falling below 3.85%Action: Adjust deposit pricing strategies and loan yield targets to offset elevated funding costs
Research as of 20 Jun 2026