First Bancorp Inc (ME) Dossier
Financial Snapshot
Revenue, profitability, returns, debt, and capital allocation
Revenue $94.7M+18.0% YoYTTM through 30 Jun 2026
Net Income $37.8M+39.8% YoYTTM through 30 Jun 2026
Free Cash Flow $35.6MTTM through 30 Jun 2026
Margins
| Current | |
|---|---|
| Operating Margin | 46.2% |
| Net Margin | 36.3% |
Returns
12.1%ROE
1.1%ROA
12.7%ROIC
Balance Sheet Health
Debt / Equity1.19x
Net Debt$41.9M
Cash & Equivalents$29.8M
Quality Metrics
Piotroski F-Score5 / 9
FCF Margin37.6%
Earnings-Beat Rate75.0%
Multi-Year Trend
Diluted EPS$3.37TTMFY2025: $3.07
Dividend
$1.12Per share, FY20263.23%Yield-2.3%5-yr growth
Capital Allocation
Capex Intensity2.6%
Segment Performance
| Segment | Revenue | YoY | Outlook |
|---|---|---|---|
| First National Bank (Core Banking) | $94.7M | +18.0% | View detailsContinued focus on local deposit generation to replace higher-cost wholesale funding and support net interest margin expansion. |
| First National Wealth Management | View detailsWealth management revenue grew by $464,000 in 2025, showing steady expansion of trust and investment management services. |
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