Farmers National Banc CorpFMNB
Price$15.15Intrinsic value$16.539% above price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $16.53median of 2 methodsbased on filings through 30 Jun 2026
Market Price $15.15Price as of 1 Oct 2026
Margin of Safety +9.1%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 3.6% (near-term consensus, capped) · years 2–5: 1.7%/yr (balance of the path).2.1% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 62.0%Yr 72.2%Yr 82.5%Yr 92.7%Yr 103.0%
1.7% → 3.0%
Years 11–20: glide to long-run rate
Per-year rates
Yr 113.0%Yr 123.0%Yr 133.0%Yr 143.0%Yr 153.0%Yr 163.0%Yr 173.0%Yr 183.0%Yr 193.0%Yr 203.0%
3.0% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)2.1%
Discount rate (cost of equity) 8.7%
Volatility vs market (adjusted beta)0.84

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

Search any company to compare valuation, profitability, returns, growth, and financial strength side by side.

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Best in rowHigher is betterLower is better—Data not available
TargetFarmers National Banc CorpFMNBFinancials
Valuation
P/E10.2×
P/S2.9×
P/B1.0×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin63.8%
Operating margin24.6%
Net margin20.5%
FCF margin18.7%
Returns
ROE8.5%
ROA0.9%
ROIC8.4%
Growth
Revenue growth (YoY)20.1%
5-yr fwd EPS growth—
Financial strength
Debt / Equity0.12×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield4.7%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.