Farmers National Banc Corp Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
3analysts covering
FY EPS (est.)
$1.68next fiscal year
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly344.0%Target: Expansion of approximately 25 basis points in Q2 2026
Efficiency Ratio Quarterly5,711.0%Target: 55.0% excluding merger/core conversion costs
Total Banking Assets Quarterly7.1BTarget: Over $7.4 billion post-merger integration
Annualized Cost Savings from Core Processing System Annually0.0Target: $2.0 million starting August 2026
Watch Items
- Integration of Middlefield Banc Corp. and Core Technology ConversionTrigger: Targeted completion in Q3 2026Action: Monitor execution milestones, system stability, and customer retention during the transition to the Jack Henry platform.
- Net Interest Margin Compression and Deposit CostsTrigger: NIM falling below 3.00% or deposit costs rising above 2.35%Action: Evaluate deposit pricing strategies and loan yield optimization to counter competitive deposit pressures.
- Credit Quality and Nonperforming LoansTrigger: Nonperforming loans rising above $30 millionAction: Review underwriting standards and strengthen allowance for credit losses (ACL) coverage.
Research as of 19 Jun 2026