Farmers & Merchants Bancorp Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
3analysts covering
FY EPS (est.)
$3.17next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 27 Oct 2026 |
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly342.0%Target: Maintain above 3.30%
Return on Average Assets (ROAA) Quarterly1.1Target: Maintain above 1.00%
Efficiency Ratio Quarterly6,008.0%Target: Below 60.00%
Tier 1 Leverage Ratio Quarterly9.0xTarget: Above 8.50%
Watch Items
- Nonperforming Loans (NPLs)Trigger: Exceeding 0.50% of total loansAction: Re-evaluate credit underwriting standards and increase allowance for credit losses (ACL) provisions.
- Commercial Real Estate (CRE) ConcentrationTrigger: CRE exposure exceeding 50% of total loan portfolioAction: Implement portfolio diversification strategies and limit new originations in high-risk subcategories like hospitality and retail.
Research as of 19 Jun 2026