Fair Isaac Corp Dossier
Financial Snapshot
Revenue, profitability, returns, debt, and capital allocation
Revenue $2.4B+39.4% YoYTTM through 30 Jun 2026
Net Income $815M+58.9% YoYTTM through 30 Jun 2026
Free Cash Flow $996MTTM through 30 Jun 2026
Margins
| Current | |
|---|---|
| EBITDA Margin | 52.3% |
| Operating Margin | 51.7% |
| Net Margin | 34.1% |
Returns
-19.9%ROE
40.0%ROA
Balance Sheet Health
Current Ratio1.18x
Cash & Equivalents$248.4M
Quality Metrics
Altman Z-Score8.77
Piotroski F-Score6 / 9
FCF Margin41.6%
Rule of 4048.1
Earnings-Beat Rate100.0%
Multi-Year Trend
RevenueFY2025: $2B
Diluted EPS$34.54TTMFY2025: $26.54
Dividend
$0.02Per share, FY20170.00%Yield
Capital Allocation
R&D Spend$208.5M
Capex Intensity0.2%
Segment Performance
| Segment | Revenue | YoY | Outlook |
|---|---|---|---|
| Scores | $1.2B | +27.0% | View detailsContinued strength expected from mortgage origination pricing and the rollout of FICO Score 10T. |
| Software | $822.3M | +3.0% | View detailsGrowth driven by cloud-native FICO Platform migrations and expansion of SaaS recurring revenue streams. |
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