F.N.B. CorpFNB
Price$17.24Intrinsic value$14.9513% below price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $14.95median of 2 methodsbased on filings through 30 Jun 2026
Market Price $17.24Price as of 1 Oct 2026
Margin of Safety -13.3%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 1.5% (near-term consensus, capped) · years 2–5: 11.2%/yr (balance of the path).9.2% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 610.0%Yr 78.8%Yr 87.5%Yr 96.3%Yr 105.1%
11.2% → 5.1%
Years 11–20: glide to long-run rate
Per-year rates
Yr 114.9%Yr 124.6%Yr 134.4%Yr 144.2%Yr 154.0%Yr 163.8%Yr 173.6%Yr 183.4%Yr 193.2%Yr 203.0%
5.1% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)5.1%
Discount rate (cost of equity) 9.0%
Volatility vs market (adjusted beta)0.90

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

Search any company to compare valuation, profitability, returns, growth, and financial strength side by side.

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Best in rowHigher is betterLower is better—Data not available
TargetF.N.B. CorpFNBFinancials
Valuation
P/E10.3×
P/S3.6×
P/B0.9×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin—
Operating margin40.6%
Net margin32.0%
FCF margin35.2%
Returns
ROE8.8%
ROA1.2%
ROIC9.3%
Growth
Revenue growth (YoY)10.5%
5-yr fwd EPS growth9.2%
Financial strength
Debt / Equity0.29×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield1.4%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.