Encore Capital Group IncECPG
Price$94.30

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value Insufficient data for a value estimatebased on filings through 30 Jun 2026
Market Price $94.30Price as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 13.2% (near-term consensus, capped) · years 2–5: 12.5%/yr (balance of the path).12.7% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 612.6%Yr 712.6%Yr 812.6%Yr 912.7%Yr 1012.7%
12.5% → 12.7%
Years 11–20: glide to long-run rate
Per-year rates
Yr 1111.7%Yr 1210.7%Yr 139.8%Yr 148.8%Yr 157.8%Yr 166.9%Yr 175.9%Yr 184.9%Yr 194.0%Yr 203.0%
12.7% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)12.7%
Discount rate (cost of equity) 10.3%
Volatility vs market (adjusted beta)1.18

Valuation Detail Members

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Compare with peers

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Best in rowHigher is betterLower is better—Data not available
TargetEncore Capital Group IncECPGFinancials
Valuation
P/E7.2×
P/S25.8×
P/B2.1×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin—
Operating margin35.4%
Net margin365.9%
FCF margin151.9%
Returns
ROE28.0%
ROA5.4%
ROIC6.1%
Growth
Revenue growth (YoY)-2.8%
5-yr fwd EPS growth—
Financial strength
Debt / Equity3.74×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield—

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.