Encore Capital Group Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
3analysts covering
FY EPS (est.)
$13.52next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 4 Nov 2026 |
Monitoring Framework
Key Performance Indicators
Global Collections Quarterly718M
Portfolio Purchases Quarterly363MTarget: 1400000000 to 1500000000
Cash Efficiency Margin Quarterly60.9%Target: Above 58%
Watch Items
- U.S. Revolving Credit and Charge-off LevelsTrigger: Significant decline in U.S. credit card charge-off rates below 4%Action: Re-evaluate portfolio purchase pricing and deployment targets in the U.S. market.
- European Portfolio Deployment and CompetitionTrigger: European quarterly deployment falling below $40 millionAction: Assess pricing discipline and competitive dynamics in the UK and European credit management markets.
- Refinancing and Funding CostsTrigger: Interest expense and other income exceeding $300 million annualizedAction: Monitor the impact of the Q2 2026 multi-currency debt refinancing on interest expense run-rates.
Research as of 20 Jun 2026