Cullen Frost Bankers IncCFR
Price$153.48

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value Insufficient data for a value estimatebased on filings through 30 Jun 2026
Market Price $153.48Price as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 7.5% (near-term consensus, capped) · years 2–5: 6.7%/yr (balance of the path).6.9% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 66.6%Yr 76.6%Yr 86.5%Yr 96.5%Yr 106.4%
6.7% → 6.4%
Years 11–20: glide to long-run rate
Per-year rates
Yr 116.1%Yr 125.7%Yr 135.4%Yr 145.0%Yr 154.7%Yr 164.4%Yr 174.0%Yr 183.7%Yr 193.3%Yr 203.0%
6.4% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)6.4%
Discount rate (cost of equity) 8.0%
Volatility vs market (adjusted beta)0.68

Valuation Detail Members

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Compare with peers

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Best in rowHigher is betterLower is better—Data not available
TargetCullen Frost Bankers IncCFRFinancials
Valuation
P/E14.5×
P/S76.2×
P/B2.2×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin—
Operating margin624.7%
Net margin525.4%
FCF margin416.1%
Returns
ROE14.8%
ROA1.3%
ROIC—
Growth
Revenue growth (YoY)22.5%
5-yr fwd EPS growth6.9%
Financial strength
Debt / Equity0.05×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield1.3%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.