BayFirst Financial Corp Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
No analyst estimates are published for this company.
Coverage varies across the market: larger companies are often followed by dozens of analysts, while smaller or recently listed ones may have none.
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly3.4%Target: Stabilization above 3.50%
Loans Held for Investment (HFI) Quarterly930.4MTarget: Stabilization post SBA 7(a) exit
Total Deposits Quarterly1.1BTarget: Core deposit growth and reduction of high-rate promotional balances
Tier 1 Leverage Ratio Quarterly0.1xTarget: Restore to well-capitalized status (>8.00%)
Watch Items
- Shareholder Approval of Series D Preferred Stock ConversionTrigger: Special Meeting of Shareholders on July 14, 2026Action: Monitor voting results to confirm conversion of preferred stock into approximately 22.9 million common shares.
- Asset Quality and Net Charge-OffsTrigger: Net charge-offs exceeding 2.00% of average loansAction: Evaluate credit risk management and reserve builds, particularly legacy SBA 7(a) unguaranteed loans.
Research as of 20 Jun 2026