Ameris BancorpABCB
Price$79.52Intrinsic value$57.5328% below price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $57.53median of 2 methodsbased on filings through 30 Jun 2026
Market Price $79.52Price as of 30 Sep 2026
Margin of Safety -27.7%as of 30 Sep 2026

Valuation methods vs. Market Price

Company vs. peer median Members

This section is available to registered members. Create a free account or sign in to unlock the full breakdown.

Sign in / Sign up

Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 6.1% (near-term consensus, capped) · years 2–5: 6.1%/yr (balance of the path).6.1% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 66.1%Yr 76.1%Yr 86.1%Yr 96.1%Yr 106.1%
6.1% → 6.1%
Years 11–20: glide to long-run rate
Per-year rates
Yr 115.8%Yr 125.5%Yr 135.2%Yr 144.9%Yr 154.6%Yr 164.3%Yr 173.9%Yr 183.6%Yr 193.3%Yr 203.0%
6.1% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)11.5%
Discount rate (cost of equity) 9.2%
Volatility vs market (adjusted beta)0.94

Valuation Detail Members

This section is available to registered members. Create a free account or sign in to unlock the full breakdown.

Sign in / Sign up

Assumptions Sandbox Members

This section is available to registered members. Create a free account or sign in to unlock the full breakdown.

Sign in / Sign up

Compare with peers

Search any company to compare valuation, profitability, returns, growth, and financial strength side by side.

Compare the target company plus 1 peer. Sign in / Sign up to compare a maximum of 3 peers.

Best in rowHigher is betterLower is better—Data not available
TargetAmeris BancorpABCBFinancials
Valuation
P/E14.4×
P/S5.0×
P/B1.4×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin100.0%
Operating margin43.3%
Net margin34.1%
FCF margin46.6%
Returns
ROE9.2%
ROA1.3%
ROIC9.6%
Growth
Revenue growth (YoY)—
5-yr fwd EPS growth—
Financial strength
Debt / Equity0.25×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield0.5%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.