American Express Co Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
14.3%projected annual EPS growth
Analyst Coverage
25analysts covering
FY EPS (est.)
$17.67next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 23 Oct 2026 |
| Q4 2026 Earnings Release | 29 Jan 2027 |
Monitoring Framework
Key Performance Indicators
Billed Business Growth (FX-adjusted) Quarterly9.0%Target: High-single to low-double digit growth
Net Card Fee Growth Quarterly16.0%Target: High-teens exit rate for FY 2026
Net Write-off Rate Quarterly2.0%Target: Stable near historical averages
Watch Items
- Regulatory Transition to Category II Bank Holding CompanyTrigger: Cross-border activity trailing average exceeding $75 billionAction: Monitor compliance with tougher capital and liquidity rules, which may impact capital allocation, dividends, and share buybacks.
- Commercial Services Segment PerformanceTrigger: Billed business growth slowing below 4% or segment income decliningAction: Track the rollout and adoption of 8 new or improved commercial products scheduled for 2026, with major payoffs expected in 2027.
- Consumer Credit Delinquency Rates (30-plus days)Trigger: Material upward trend in delinquency rates or reserve buildsAction: Assess credit provisions and adjust lending/underwriting standards to protect the premium credit portfolio.
Research as of 2 Sep 2026