Afya LtdAFYA
Price$12.04Intrinsic value$28.58137% above price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $28.58median of 4 methods · middle span $19-$39based on filings through 31 Dec 2025
Market Price $12.04Price as of 30 Sep 2026
Margin of Safety +137.4%as of 30 Sep 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: -15.0% (near-term consensus, capped) · years 2–5: 8.6%/yr (balance of the path).3.4% per year
Years 6–10: glide to demonstrated growth own history 24.2%, capped at 20%
Per-year rates
Yr 67.5%Yr 76.5%Yr 85.5%Yr 94.4%Yr 103.4%
8.6% → 3.4%
Years 11–20: glide to long-run rate
Per-year rates
Yr 113.3%Yr 123.3%Yr 133.3%Yr 143.2%Yr 153.2%Yr 163.2%Yr 173.1%Yr 183.1%Yr 193.0%Yr 203.0%
3.4% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)24.2%
Discount rate (cost of equity) 7.5%
Volatility vs market (adjusted beta)0.57

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

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Best in rowHigher is betterLower is better—Data not available
TargetAfya LtdAFYAConsumer Staples
Valuation
P/E—
P/S0.3×
P/B0.3×
EV / Revenue0.9×
EV / EBITDA—
Profitability
Gross margin68.9%
Operating margin32.8%
Net margin20.4%
FCF margin36.9%
Returns
ROE15.4%
ROA8.0%
ROIC4.6%
Growth
Revenue growth (YoY)26.3%
5-yr fwd EPS growth3.4%
Financial strength
Debt / Equity3.58×
Current ratio2.20×
Altman Z-Score—
Interest coverage—
Dividend yield4.8%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.