Yiren Digital Ltd ADR Dossier
Financial Snapshot
Revenue, profitability, returns, debt, and capital allocation
Revenue $817.8M0.0% YoYTTM through 31 Dec 2025
Net Income $7.8M-96.4% YoYTTM through 31 Dec 2025
Free Cash Flow $96.9MTTM through 31 Dec 2025
Margins
| Current | |
|---|---|
| Operating Margin | -103.9% |
| Net Margin | 1.0% |
Returns
0.4%ROE
0.3%ROA
Balance Sheet Health
Debt / Equity0.00x
Current Ratio24.03x
Net Debt-$3.3Bnet cash position
Cash & Equivalents$478.8M
Quality Metrics
Piotroski F-Score4 / 9
FCF Margin11.9%
Multi-Year Trend
RevenueFY2025: $5.7B
Diluted EPS$0.04TTMFY2025: $0.31
Dividend
$0.22Per share, FY202521.78%Yield1 yrsStreak
Capital Allocation
R&D Spend$58.1M
Capex Intensity0.5%
Financials converted at 6.9961 from RMB.
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