XP Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
10.7%projected annual EPS growth
Analyst Coverage
3analysts covering
FY EPS (est.)
$1.74next fiscal year
Monitoring Framework
Key Performance Indicators
Total Client Assets (Assets Under Custody - AUC) Quarterly1.5TTarget: R$ 4.0 trillion by 2033
Annualized Retail Take Rate Quarterly1.2%Target: Stabilization through fee-based advisory model shift
Total Advisors (including IFAs and internal advisors) Quarterly18.3KTarget: Continued expansion of the independent financial advisor network
Active Clients Quarterly4.8MTarget: Steady organic client acquisition
Watch Items
- Retail Net InflowsTrigger: Slowing below R$ 10 billion per quarterAction: Re-evaluate advisor incentive structures and accelerate marketing campaigns for retail engagement.
- Annualized Retail Take Rate CompressionTrigger: Take rate dropping below 1.10%Action: Accelerate the transition of client assets to flat-fee and fee-based advisory models (currently over 25% of AUA).
- BIS Capital RatioTrigger: Falling below the target range of 16% to 19%Action: Calibrate capital return programs (share buybacks and dividends) to preserve the capital buffer.
Research as of 28 Jul 2026