X Financial ADRXYF
Price$5.12

Financial Snapshot

Revenue, profitability, returns, debt, and capital allocation

Revenue $1.1B+35.8% YoYTTM through 31 Dec 2025
Net Income $209.4M-0.7% YoYTTM through 31 Dec 2025
Free Cash Flow $206.7MTTM through 31 Dec 2025

Margins

Current
Operating Margin21.3%
Net Margin19.2%

Returns

1.9%ROE
10.0%ROA
20.2%ROIC

Balance Sheet Health

Debt / Equity0.05x
Net Debt-$82.7Mnet cash position
Cash & Equivalents$141.2M

Quality Metrics

Piotroski F-Score5 / 9
FCF Margin18.9%

Multi-Year Trend

Revenue
'19'20'21'22'23'24'25
FY2025: $7.6B
Diluted EPS$0.84TTM
'19'20'21'22'23'24'25
FY2025: $5.87

Dividend

$0.28Per share, FY20265.27%Yield1 yrsStreak

Capital Allocation

Capex Intensity0.3%

Segment Performance

No segment data available.

Financials converted at 6.9961 from RMB.
All values are periodic snapshots, not live quotes. Source dates are shown for reference.

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AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.