Woori Financial Group Inc ADR Dossier
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SectorFinancials IndustryBanks - Regional Beta (adjusted)0.68 Intrinsic Value $60.27median of 4 methods · middle span $29-$92based on filings through 31 Dec 2024 Market Price $75.54Price as of 30 Sep 2026 OvervaluedIntrinsic value is 20% below the market price −50% · IV below pricenear fair value ±15%IV above price · +50% Data confidence Sign in to view data confidence Market Cap $18.3B Shares Outstanding 242.7M diluted Last ex-dividend11 May 2026 All prices and values are periodic snapshots, not live quotes. Source dates are shown for reference. ThesisStreet consensus, scenarios, merits, risks, and invalidation triggers Thesis Summary Woori Financial Group has strengthened its capital position above the 13% CET1 threshold embedded in its value-enhancement framework and has demonstrated rising shareholder distributions, including a 36.8% total shareholder return ratio for 2025. The constructive capital-return trajectory is balanced by execution dependence: capital must remain above the stated floor while the group funds strategic initiatives and manages banking-cycle, regulatory and currency exposure. This section is the 12-month view: analyst targets and the probability-weighted scenarios built from them. The intrinsic value at the top of this page answers a different question: what the business is worth today. Street view · analyst 12-month targets Low · most bearish analyst$96.22 Mean target$96.22 High · most bullish analyst$96.22 Street targets sit above today's price; our intrinsic value sits below it. Different horizons, different questions. Our research · scenarios, merits, risks, and invalidation triggersResearch as of 2 Sep 2026 Scenarios · 12-month scenario targets Bear CaseDownside scenario $96.2220% A decline in CET1 below 13%, weaker credit conditions or capital demands from strategic initiatives constrain dividends and repurchases, causing Woori to miss its 2027 shareholder-return objective. Base CaseCentral scenario $96.2255% Matches the consensus meanThe latest reported capital position remains above the plan's minimum and shareholder returns continue to advance, but delivery of the 2027 objective remains dependent on future earnings, asset quality and capital allocation. Bull CaseUpside scenario $96.2225% Capital remains at or above the 13% threshold, earnings provide sufficient distributable capacity, and Woori meets or exceeds its 2027 total-shareholder-return objective. Consistent execution would strengthen confidence in the durability of dividends and share cancellations. Scenarios are anchored to street consensus at the research date, with our probabilities and rationale. Key Investment Merits
Key Investment Risks
All scenarios are estimates and subject to change. Past performance is not indicative of future results. Quality Pillars MembersThis section is available to registered members. Create a free account or sign in to unlock the full breakdown. Explore this dossierValuationIntrinsic value, the six-method breakdown, peer medians, and your assumptions sandbox.Financial SnapshotRevenue, profitability, returns, balance sheet, dividends, and the filing-level detail.Qualitative AnalysisBusiness overview, strategic initiatives, and mergers, acquisitions & partnerships.Outlook & Key DatesForward estimates, reporting calendar, and the monitoring framework. |