Voya Financial IncVOYA
Price$94.48Intrinsic value$74.1522% below price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $74.15median of 2 methodsbased on filings through 30 Jun 2026
Market Price $94.48Price as of 30 Sep 2026
Margin of Safety -21.5%as of 30 Sep 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 8.0% (near-term consensus, capped) · years 2–5: 14.5%/yr (balance of the path).13.2% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 612.8%Yr 711.0%Yr 89.3%Yr 97.5%Yr 105.8%
14.5% → 5.8%
Years 11–20: glide to long-run rate
Per-year rates
Yr 115.5%Yr 125.2%Yr 134.9%Yr 144.7%Yr 154.4%Yr 164.1%Yr 173.8%Yr 183.6%Yr 193.3%Yr 203.0%
5.8% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 1 window (7y) (limited history)5.8%
Discount rate (cost of equity) 9.1%
Volatility vs market (adjusted beta)0.93

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

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Best in rowHigher is betterLower is better—Data not available
TargetVoya Financial IncVOYAFinancials
Valuation
P/E15.9×
P/S4.1×
P/B2.0×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin—
Operating margin10.2%
Net margin35.3%
FCF margin—
Returns
ROE16.8%
ROA0.4%
ROIC12.8%
Growth
Revenue growth (YoY)3.6%
5-yr fwd EPS growth13.2%
Financial strength
Debt / Equity0.54×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield1.0%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.