Virginia National Bankshares CorpVABK
Price$47.66Intrinsic value$41.5313% below price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $41.53median of 2 methodsbased on filings through 30 Jun 2026
Market Price $47.66Price as of 30 Sep 2026
Margin of Safety -12.9%as of 30 Sep 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 5.0% (near-term consensus, capped) · years 2–5: 3.5%/yr (balance of the path).3.8% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 63.5%Yr 73.6%Yr 83.6%Yr 93.7%Yr 103.8%
3.5% → 3.8%
Years 11–20: glide to long-run rate
Per-year rates
Yr 113.7%Yr 123.6%Yr 133.5%Yr 143.5%Yr 153.4%Yr 163.3%Yr 173.2%Yr 183.2%Yr 193.1%Yr 203.0%
3.8% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)3.8%
Discount rate (cost of equity) 7.8%
Volatility vs market (adjusted beta)0.63

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

Search any company to compare valuation, profitability, returns, growth, and financial strength side by side.

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Best in rowHigher is betterLower is better—Data not available
TargetVirginia National Bankshares CorpVABKFinancials
Valuation
P/E10.5×
P/S3.3×
P/B1.3×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin100.0%
Operating margin31.8%
Net margin25.0%
FCF margin29.4%
Returns
ROE12.7%
ROA1.5%
ROIC12.1%
Growth
Revenue growth (YoY)-7.6%
5-yr fwd EPS growth—
Financial strength
Debt / Equity0.10×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield3.6%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.