USCB Financial Holdings Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
5analysts covering
FY Revenue (est.)
$108.8Mnext fiscal year
FY EPS (est.)
$2.01next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 22 Oct 2026 |
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly327.0%Target: Continued expansion following balance sheet restructuring
Diluted Earnings Per Share (EPS) Quarterly0.5Target: Accretion over the next four quarters
Efficiency Ratio Quarterly5,234.0%Target: Low 50% range
Total Risk-Based Capital Ratio Quarterly1,409.0%Target: Well above the 10.00% regulatory threshold
Watch Items
- Commercial Real Estate (CRE) Loan ConcentrationTrigger: Significant increase in CRE non-performing assets or net charge-offsAction: Re-evaluate underwriting standards and increase credit loss provisions
- Deposit Cost StabilityTrigger: Rapid rise in funding costs due to intense regional deposit competitionAction: Optimize specialized business verticals (Association Banking, Private Client Group) to secure low-cost deposits
Research as of 19 Jun 2026