Univest Financial CorpUVSP
Price$40.98Intrinsic value$28.8930% below price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $28.89median of 2 methodsbased on filings through 30 Jun 2026
Market Price $40.98Price as of 30 Sep 2026
Margin of Safety -29.5%as of 30 Sep 2026

Valuation methods vs. Market Price

Company vs. peer median Members

This section is available to registered members. Create a free account or sign in to unlock the full breakdown.

Sign in / Sign up

Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 12.5% (near-term consensus, capped) · years 2–5: 8.0%/yr (balance of the path).8.9% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 68.2%Yr 78.4%Yr 88.6%Yr 98.8%Yr 108.9%
8.0% → 8.9%
Years 11–20: glide to long-run rate
Per-year rates
Yr 118.3%Yr 127.7%Yr 137.2%Yr 146.6%Yr 156.0%Yr 165.4%Yr 174.8%Yr 184.2%Yr 193.6%Yr 203.0%
8.9% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)8.9%
Discount rate (cost of equity) 8.4%
Volatility vs market (adjusted beta)0.78

Valuation Detail Members

This section is available to registered members. Create a free account or sign in to unlock the full breakdown.

Sign in / Sign up

Assumptions Sandbox Members

This section is available to registered members. Create a free account or sign in to unlock the full breakdown.

Sign in / Sign up

Compare with peers

Search any company to compare valuation, profitability, returns, growth, and financial strength side by side.

Compare the target company plus 1 peer. Sign in / Sign up to compare a maximum of 3 peers.

Best in rowHigher is betterLower is better—Data not available
TargetUnivest Financial CorpUVSPFinancials
Valuation
P/E11.8×
P/S3.5×
P/B1.3×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin100.0%
Operating margin34.7%
Net margin29.0%
FCF margin31.2%
Returns
ROE10.3%
ROA1.2%
ROIC12.7%
Growth
Revenue growth (YoY)13.5%
5-yr fwd EPS growth—
Financial strength
Debt / Equity0.02×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield1.1%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.