Unity Bancorp Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
9.1%projected annual EPS growth
Analyst Coverage
5analysts covering
FY EPS (est.)
$5.85next fiscal year
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly453.0%Target: Maintain above 4.00%
Return on Average Assets (ROAA) Quarterly2.0Target: Approaching 2.00%
Return on Average Equity (ROAE) Quarterly16.4Target: Above 15.00%
Gross Loan Growth (Quarter-over-Quarter) Quarterly220.0%Target: Consistent organic growth
Watch Items
- Deposit Cost PressuresTrigger: Sequential decline in Net Interest Margin exceeding 15 basis pointsAction: Re-evaluate deposit pricing strategy and focus on gathering lower-cost core operating accounts.
- Asset Quality and Credit ProvisionsTrigger: Nonperforming assets rising above 1.50% of total loansAction: Increase credit review frequency and adjust the allowance for credit losses (ACL) model assumptions.
Research as of 19 Jun 2026