United-Guardian IncUG
Price$7.16Intrinsic value$7.566% above price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $7.56median of 3 methodsbased on filings through 30 Jun 2026
Market Price $7.16Price as of 30 Sep 2026
Margin of Safety +5.6%as of 30 Sep 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 5.0% (near-term consensus, capped) · years 2–5: -9.0%/yr (balance of the path).-6.4% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 6-6.6%Yr 7-4.2%Yr 8-1.8%Yr 90.6%Yr 103.0%
-9.0% → 3.0%
Years 11–20: glide to long-run rate
Per-year rates
Yr 113.0%Yr 123.0%Yr 133.0%Yr 143.0%Yr 153.0%Yr 163.0%Yr 173.0%Yr 183.0%Yr 193.0%Yr 203.0%
3.0% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Discount rate (cost of equity) 9.2%
Volatility vs market (adjusted beta)0.96

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

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Best in rowHigher is betterLower is better—Data not available
TargetUnited-Guardian IncUGConsumer Staples
Valuation
P/E—
P/S3.0×
P/B2.9×
EV / Revenue2.7×
EV / EBITDA10.1×
Profitability
Gross margin49.4%
Operating margin22.4%
Net margin22.0%
FCF margin30.3%
Returns
ROE21.2%
ROA18.1%
ROIC26.7%
Growth
Revenue growth (YoY)-8.0%
5-yr fwd EPS growth—
Financial strength
Debt / Equity0.00×
Current ratio7.32×
Altman Z-Score13.7
Interest coverage—
Dividend yield3.4%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.