United Fire Group Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
2analysts covering
FY Revenue (est.)
$1.6Bnext fiscal year
FY EPS (est.)
$4.99next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 3 Nov 2026 |
Monitoring Framework
Key Performance Indicators
Combined Ratio Quarterly9,560.0%Target: Sub-95%
Underwriting Expense Ratio Quarterly3,490.0%Target: 60-70 bps annual improvement
Catastrophe Loss Ratio Quarterly370.0%Target: Sub-5.0% in 2026
Net Written Premium Growth Quarterly1,200.0%Target: ~10% annual growth
Watch Items
- Underwriting Expense Ratio structural elevationTrigger: Above 35.0%Action: Re-evaluate administrative cost controls and policy administration system efficiency gains.
- Catastrophe loss volatility in core Midwestern regionsTrigger: Catastrophe loss ratio exceeding 5.0% on an annualized basisAction: Review geographic concentration limits and reinsurance program retention levels.
- Core commercial renewal premium rate changesTrigger: Average renewal rate increases falling below 4.0%Action: Assess competitive pricing pressure and underwriting discipline across commercial lines.
Research as of 19 Jun 2026