United Community Banks IncUCB
Price$33.35Intrinsic value$35.296% above price

Financial Snapshot

Revenue, profitability, returns, debt, and capital allocation

Revenue $1.1B+16.7% YoYTTM through 30 Jun 2026
Net Income $377.9M+49.7% YoYTTM through 30 Jun 2026
Free Cash Flow $361.2MTTM through 30 Jun 2026

Margins

Current
Operating Margin44.4%
Net Margin34.0%

Returns

9.1%ROE
11.7%ROA
11.4%ROIC

Balance Sheet Health

Debt / Equity0.06x
Net Debt-$383.5Mnet cash position
Cash & Equivalents$455.1M

Quality Metrics

Piotroski F-Score6 / 9
FCF Margin32.5%
Earnings-Beat Rate25.0%

Multi-Year Trend

Revenue
'19'20'21'22'23'24'25
FY2025: $1.1B
Diluted EPS$3.06TTM
'19'20'21'22'23'24'25
FY2025: $2.62

Dividend

$0.50Per share, FY20261.46%Yield-8.5%5-yr growth

Capital Allocation

Capex Intensity2.5%

Segment Performance

No segment data available.

All values are periodic snapshots, not live quotes. Source dates are shown for reference.

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AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.