TFS Financial Corp Dossier
Financial Snapshot
Revenue, profitability, returns, debt, and capital allocation
Revenue $792M+4.4% YoYTTM through 30 Jun 2026
Net Income $102.1M+28.2% YoYTTM through 30 Jun 2026
Free Cash Flow $86.3MTTM through 30 Jun 2026
Margins
| Current | |
|---|---|
| Operating Margin | 16.3% |
| Net Margin | 11.5% |
Returns
4.8%ROE
0.5%ROA
1.6%ROIC
Balance Sheet Health
Debt / Equity2.57x
Net Debt$3.9B
Cash & Equivalents$568.9M
Quality Metrics
Piotroski F-Score3 / 9
FCF Margin10.9%
Earnings-Beat Rate25.0%
Multi-Year Trend
Diluted EPS$0.36TTMFY2025: $0.32
Dividend
$0.57Per share, FY20263.80%Yield-12.9%5-yr growth
Capital Allocation
Capex Intensity1.5%
Segment Performance
| Segment | Revenue | YoY | Outlook |
|---|---|---|---|
| Retail Consumer Banking | $792M | +4.4% | View detailsThe company continues to focus on retail deposit gathering and residential mortgage lending, navigating interest rate fluctuations and yield curve dynamics. |
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