Synchrony Financial Dossier
Valuation
How Intrinsic Value compares with model outputs
Intrinsic Value $52.18median of 2 methodsbased on filings through 30 Jun 2026
Market Price $71.51Price as of 1 Oct 2026
Valuation methods vs. Market Price
$0$100$200$300$400$500
DCF
$385.65
DNI
$278.09
P/S
Insufficient data for this method
abstainedP/E
$62.85◇ $452.74
P/B
$41.51◇ $64.06
PEG
$148.85
$0$100$200$300$400$500
Market Price ($71.51) Intrinsic Value ($52.18) peer-implied value
Company vs. peer median Members
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Assumptions
| Parameter | Value |
|---|---|
| Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: -1.2% (near-term consensus, capped) · years 2–5: 12.1%/yr (balance of the path). | 9.3% per year |
Years 6–10: glide to demonstrated growthPer-year ratesYr 611.5%Yr 711.0%Yr 810.4%Yr 99.9%Yr 109.3% | 12.1% → 9.3% |
Years 11–20: glide to long-run ratePer-year ratesYr 118.7%Yr 128.0%Yr 137.4%Yr 146.8%Yr 156.2%Yr 165.5%Yr 174.9%Yr 184.3%Yr 193.6%Yr 203.0% | 9.3% → 3.0% |
| Beyond year 20: terminal growthPerpetual long-run rate | 3.0% |
| Historical EPS growth (multi-year median)median of 3 windows (5/6/7y) | 13.9% |
| Discount rate (cost of equity) | 10.4% |
| Volatility vs market (adjusted beta) | 1.21 |
Valuation Detail Members
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Assumptions Sandbox Members
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Compare with peers
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Best in rowHigher is betterLower is better—Data not available
Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.