SoFi Technologies Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
40.1%projected annual EPS growth
Analyst Coverage
19analysts covering
FY EPS (est.)
$0.59next fiscal year
Monitoring Framework
Key Performance Indicators
Total Members Quarterly14.7MTarget: Sustained growth exceeding 30% YoY
Total Products Quarterly22.2MTarget: Sustained growth driven by Financial Services segment
Total Loan Originations Quarterly12.2BTarget: Stable origination volumes across personal, student, and home loans
Watch Items
- Technology Platform Segment Revenue GrowthTrigger: Further sequential or year-over-year declines following large client departuresAction: Re-evaluate the long-term multiple expansion thesis and technology-enabler valuation premium.
- Personal Loan Charge-Off RatesTrigger: Net charge-off rate exceeding 3.5% (up from 3.03% in Q1 2026)Action: Assess credit quality deterioration and potential fair value mark-to-market adjustments on the balance sheet.
Research as of 2 Sep 2026