SmartFinancial IncSMBK
Price$49.86Intrinsic value$37.2325% below price

Financial Snapshot

Revenue, profitability, returns, debt, and capital allocation

Revenue $325.4M+15.0% YoYTTM through 30 Jun 2026
Net Income $57.4M+100.7% YoYTTM through 30 Jun 2026
Free Cash Flow $65.4MTTM through 30 Jun 2026

Margins

Current
Operating Margin31.2%
Net Margin25.5%

Returns

9.7%ROE
0.9%ROA
29.0%ROIC

Balance Sheet Health

Debt / Equity0.28x
Net Debt-$187.1Mnet cash position
Cash & Equivalents$379.4M

Quality Metrics

Piotroski F-Score5 / 9
FCF Margin20.1%
Earnings-Beat Rate100.0%

Multi-Year Trend

Diluted EPS$3.39TTM
'19'20'21'22'23'24'25
FY2025: $2.98

Dividend

$0.17Per share, FY20260.72%Yield-6.7%5-yr growth

Capital Allocation

Capex Intensity15.0%
All values are periodic snapshots, not live quotes. Source dates are shown for reference.

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AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.