Shore Bancshares Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
4analysts covering
FY EPS (est.)
$2.09next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 22 Oct 2026 |
| Q4 2026 Earnings Release | 3 Feb 2027 |
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly364.0%Target: 3.60% - 3.70% for full year 2026
Return on Average Assets (ROAA) Quarterly1.1Target: 1.10% - 1.20% range
Efficiency Ratio Quarterly6,197.0%Target: Improve operating leverage below 60.00% via technology and professional services cost control
Core Deposit Growth Annually500.0%Target: Maintain positive organic growth to support loan pipelines
Watch Items
- Non-performing Assets (NPAs) and Classified LoansTrigger: NPA ratio exceeding historical peer averages or significant commercial real estate (CRE) write-offsAction: Increase provision for credit losses and tighten underwriting standards in high-risk segments
- Net Interest Margin CompressionTrigger: NIM falling below 3.30% due to competitive deposit pricing or Federal Reserve rate cutsAction: Accelerate loan repricing, optimize funding mix, and utilize interest rate hedges
Research as of 19 Jun 2026