Sezzle IncSEZL
Price$109.72Intrinsic value$121.0610% above price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $121.06median of 6 methods · middle span $83-$177based on filings through 30 Jun 2026
Market Price $109.72Price as of 1 Oct 2026
Margin of Safety +10.3%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 54.1% (near-term consensus, capped) · years 2–5: 25.0%/yr (balance of the path).30.3% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 624.0%Yr 723.0%Yr 822.0%Yr 921.0%Yr 1020.0%
25.0% → 20.0%
Years 11–20: glide to long-run rate
Per-year rates
Yr 1118.3%Yr 1216.6%Yr 1314.9%Yr 1413.2%Yr 1511.5%Yr 169.8%Yr 178.1%Yr 186.4%Yr 194.7%Yr 203.0%
20.0% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Discount rate (cost of equity) 26.4%
Volatility vs market (adjusted beta)4.78

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

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Best in rowHigher is betterLower is better—Data not available
TargetSezzle IncSEZLFinancials
Valuation
P/E24.1×
P/S13.3×
P/B17.0×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin74.0%
Operating margin50.9%
Net margin56.3%
FCF margin95.8%
Returns
ROE69.3%
ROA35.4%
ROIC54.0%
Growth
Revenue growth (YoY)105.6%
5-yr fwd EPS growth30.3%
Financial strength
Debt / Equity0.62×
Current ratio4.02×
Altman Z-Score13.1
Interest coverage—
Dividend yield—

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.