ServisFirst Bancshares IncSFBS
Price$39.75Intrinsic value$87.58120% above price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $87.58median of 2 methodsbased on filings through 30 Jun 2026
Market Price $39.75Price as of 1 Oct 2026
Margin of Safety +120.3%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 12.3% (near-term consensus, capped) · years 2–5: 9.9%/yr (balance of the path).10.4% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 610.0%Yr 710.1%Yr 810.2%Yr 910.3%Yr 1010.4%
9.9% → 10.4%
Years 11–20: glide to long-run rate
Per-year rates
Yr 119.7%Yr 128.9%Yr 138.2%Yr 147.4%Yr 156.7%Yr 166.0%Yr 175.2%Yr 184.5%Yr 193.7%Yr 203.0%
10.4% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)10.4%
Discount rate (cost of equity) 9.0%
Volatility vs market (adjusted beta)0.91

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

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Best in rowHigher is betterLower is better—Data not available
TargetServisFirst Bancshares IncSFBSFinancials
Valuation
P/E6.8×
P/S8.5×
P/B1.1×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin100.0%
Operating margin67.6%
Net margin52.6%
FCF margin—
Returns
ROE16.2%
ROA1.7%
ROIC—
Growth
Revenue growth (YoY)14.6%
5-yr fwd EPS growth—
Financial strength
Debt / Equity—
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield2.7%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.