Royal Bank Of Canada Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
10.6%projected annual EPS growth
Analyst Coverage
2analysts covering
FY Revenue (est.)
$53.1Bnext fiscal year
FY EPS (est.)
$11.94next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q4 2026 and Full Year 2026 Earnings Release | 2 Dec 2026 |
Monitoring Framework
Key Performance Indicators
Common Equity Tier 1 (CET1) Ratio Quarterly13.5%Target: Well above regulatory minimums (typically targeting >12.5% to maintain a robust capital buffer)
Return on Equity (ROE) Quarterly0.2Target: At least 16% for fiscal 2026
Provision for Credit Losses (PCL) on Loans Ratio Quarterly0.4%Target: Stabilizing in the mid-30 bps range
Liquidity Coverage Ratio (LCR) Quarterly126.0%Target: Above regulatory minimum of 100% (translating to a substantial liquidity surplus)
Watch Items
- Canadian Housing Market and Household IndebtednessTrigger: Elevated mortgage defaults or a sharp rise in impaired loan provisions beyond 40 bpsAction: Increase credit provisions, tighten underwriting standards, and adjust capital allocation to defensive segments.
- HSBC Bank Canada Integration SynergiesTrigger: Integration cost overruns or failure to achieve targeted cost and revenue synergiesAction: Conduct a strategic review of the integration roadmap and accelerate cost-efficiency initiatives.
- Net Interest Margin (NIM) CompressionTrigger: Sequential core lending NIM decline of more than 5 bps due to rapid central bank rate cutsAction: Optimize deposit mix, adjust asset-liability hedging strategies, and focus on growing high-margin fee-based revenues.
Research as of 29 Jul 2026