Riverview Bancorp Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
1analyst covering
FY EPS (est.)
$0.32next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Fiscal Second Quarter 2027 Earnings Release | 27 Oct 2026 |
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly286.0%Target: Expansion of ~25 basis points following strategic balance sheet optimization
Nonperforming Assets to Total Assets Quarterly0.5Target: Maintain below peer average
Allowance for Credit Losses to Total Loans Quarterly1.4Target: Maintain strong coverage relative to commercial real estate exposure
Total Assets Under Management (Riverview Trust Company) Quarterly908.1MTarget: Profitable growth of fiduciary fee income
Watch Items
- Commercial Real Estate (CRE) Credit QualityTrigger: Classified loans exceeding $15.0 million or nonperforming assets rising above 0.75% of total assetsAction: Increase provision for credit losses and tighten underwriting standards on multi-family and commercial real estate originations.
- Deposit Migration and Funding CostsTrigger: Cost-to-income ratio remaining above 100% or rapid outflow of non-interest-bearing demand depositsAction: Adjust deposit pricing strategies, expand digital cash-management offerings, and utilize FHLB advances selectively to manage liquidity.
- Reinvestment of Balance Sheet Optimization ProceedsTrigger: Earn-back period extending beyond 3.5 yearsAction: Re-evaluate yield curves and accelerate deployment of the $137.9 million cash proceeds into higher-yielding available-for-sale (AFS) securities or loan originations.
Research as of 19 Jun 2026