Richmond Mutual Bancorporation Inc Dossier
Financial Snapshot
Revenue, profitability, returns, debt, and capital allocation
Revenue $48.1M+10.8% YoYTTM through 30 Jun 2026
Net Income $12M+28.2% YoYTTM through 30 Jun 2026
Free Cash Flow $13.5MTTM through 30 Jun 2026
Margins
| Current | |
|---|---|
| Operating Margin | 26.7% |
| Net Margin | 25.8% |
Returns
9.0%ROE
0.8%ROA
3.3%ROIC
Balance Sheet Health
Debt / Equity1.77x
Net Debt$221.2M
Cash & Equivalents$34.7M
Quality Metrics
Piotroski F-Score4 / 9
FCF Margin28.0%
Multi-Year Trend
Diluted EPS$1.22TTMFY2025: $1.17
Dividend
$0.45Per share, FY20264.50%Yield-8.7%5-yr growth
Capital Allocation
Capex Intensity11.2%
Segment Performance
| Segment | Revenue | YoY | Outlook |
|---|---|---|---|
| Community Banking | View detailsThe segment is expected to expand significantly following the completion of the merger with The Farmers Bancorp, which will create a combined bank holding company with approximately $2.6 billion in total assets and 25 branches across Indiana and Ohio. |
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