Regional Management Corp Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
10.0%projected annual EPS growth
Analyst Coverage
3analysts covering
FY Revenue (est.)
$705Mnext fiscal year
FY EPS (est.)
$5.60next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 4 Nov 2026 |
Monitoring Framework
Key Performance Indicators
Net Finance Receivables Quarterly2.1BTarget: 10% portfolio growth for full-year 2026
Operating Expense Ratio Quarterly1,220.0%Target: Maintain operating leverage and optimize branch network
30-Plus Day Delinquency Rate Monthly7.2%Target: Stable credit performance and controlled credit risk
Watch Items
- Macroeconomic Headwinds and Consumer HealthTrigger: Elevated gas prices, persistent inflation, or rising unemployment impacting subprime borrowersAction: Tighten underwriting standards, adjust credit risk models, and increase collection efforts
- Credit Performance and Delinquency TrendsTrigger: Significant increase in 30-plus day delinquency rate or net credit lossesAction: Review loan portfolio quality, adjust reserve build, and optimize branch-level collections
- Funding Costs and Interest ExpenseTrigger: Rising interest rates increasing the cost of revolving credit facilities and securitizationsAction: Optimize funding mix, utilize fixed-rate debt share, and maintain unused funding capacity
Research as of 19 Jun 2026