RBB Bancorp Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
5analysts covering
FY EPS (est.)
$2.36next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 19 Oct 2026 |
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly3.2%
Loans Held for Investment (HFI) Quarterly3.3BTarget: High single-digit growth in 2026
Total Deposits Quarterly3.3BTarget: Retail deposit growth to offset wholesale deposit declines
Allowance for Loan Losses as a % of Loans HFI Quarterly1.3%Target: Stabilization of credit quality
Watch Items
- Nonperforming Assets (NPAs) and Credit CostsTrigger: NPA levels exceeding $50 million or net charge-offs rising significantly above Q1 2026 levels ($22,000)Action: Re-evaluate credit underwriting standards, increase provisions for credit losses, and adjust the valuation discount rate.
- Deposit Beta and Funding CompetitionTrigger: Deposit costs rising faster than earning asset yields, compressing NIM below 3.00%Action: Adjust deposit pricing strategies, focus on retail deposit acquisition, and limit high-cost wholesale funding.
- Subordinated Debt Redemption and Capital ManagementTrigger: Completion of the $40 million subordinated notes redemption on July 1, 2026, and execution of the 1 million share repurchase planAction: Monitor capital adequacy ratios (CET1, Tier 1) to ensure they remain well above regulatory well-capitalized minimums.
Research as of 19 Jun 2026