Qfin Holdings Inc ADRQFIN
Price$6.46Intrinsic value$18.38184% above price

Financial Snapshot

Revenue, profitability, returns, debt, and capital allocation

Revenue $2.7B+16.8% YoYTTM through 31 Dec 2025
Net Income $854.5M-0.2% YoYTTM through 31 Dec 2025
Free Cash Flow $1.6BTTM through 31 Dec 2025

Margins

Current
Operating Margin34.8%
Net Margin31.1%

Returns

24.8%ROE
10.5%ROA

Balance Sheet Health

Current Ratio2.43x
Cash & Equivalents$671.6M

Quality Metrics

Altman Z-Score2.06
Piotroski F-Score4 / 9
FCF Margin56.5%
Earnings-Beat Rate50.0%

Multi-Year Trend

Revenue
'19'20'21'22'23'24'25
FY2025: $19.2B
Diluted EPS$3.15TTM
'19'20'21'22'23'24'25
FY2025: $3.15

Dividend

$0.78Per share, FY202610.14%Yield+22.7%5-yr growth

Capital Allocation

Capex Intensity1.3%

Segment Performance

SegmentRevenueYoYOutlook
Credit Driven Services
Platform Services
Financials converted at 6.9961 from RMB.

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AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.