Prosperity Bancshares Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
13analysts covering
FY Revenue (est.)
$1.7Bnext fiscal year
FY EPS (est.)
$6.40next fiscal year
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly351.0%Target: 3.70% exit rate post-Stellar merger
Efficiency Ratio Quarterly4,455.0%Target: Mid-40% range long-term
Nonperforming Assets (NPAs) Quarterly122.1Target: Continued reduction from Q4 2025 levels ($151 million)
Watch Items
- Integration of Stellar Bancorp, American Bank, and Southwest BancsharesTrigger: Operational integration delays beyond scheduled dates (American in Sept 2026, Southwest in Nov 2026)Action: Re-evaluate projected cost savings and efficiency ratio targets
- Organic Loan GrowthTrigger: Persistent negative or flat organic loan growth throughout 2026Action: Assess competitive pressures in Texas/Oklahoma and adjust full-year earnings projections
Research as of 28 Jul 2026