Preferred Bank (Los Angeles, CA) Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
4analysts covering
FY Revenue (est.)
$291Mnext fiscal year
FY EPS (est.)
$10.74next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 20 Oct 2026 |
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly374.0%Target: Maintain above 3.50% despite Federal Reserve rate cuts
Return on Average Assets (ROA) Quarterly1.8Target: Maintain top-tier industry profitability (above 1.50%)
Return on Average Equity (ROE) Quarterly17.6Target: Maintain above 15.00%
Efficiency Ratio (Cost to Income) Quarterly3,600.0%Target: Keep under 36.0% through lean, branch-light cost structure
Watch Items
- Net Interest Margin CompressionTrigger: NIM falling below 3.50%Action: Re-evaluate deposit pricing strategies and accelerate efforts to decrease rates on interest-bearing deposits.
- Asset Quality and Nonaccrual LoansTrigger: Nonperforming loans exceeding 1.50% of total loansAction: Order updated appraisals on large commercial real estate collateral and increase provisions for credit losses.
Research as of 19 Jun 2026