PNC Financial Services Group IncPNC
Price$220.75Intrinsic value$180.1918% below price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $180.19median of 2 methodsbased on filings through 30 Jun 2026
Market Price $220.75Price as of 1 Oct 2026
Margin of Safety -18.4%as of 1 Oct 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: 8.0% (near-term consensus, capped) · years 2–5: 14.2%/yr (balance of the path).12.9% per year
Years 6–10: glide to demonstrated growth
Per-year rates
Yr 612.6%Yr 711.1%Yr 89.5%Yr 98.0%Yr 106.5%
14.2% → 6.5%
Years 11–20: glide to long-run rate
Per-year rates
Yr 116.1%Yr 125.8%Yr 135.4%Yr 145.1%Yr 154.7%Yr 164.4%Yr 174.0%Yr 183.7%Yr 193.3%Yr 203.0%
6.5% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 3 windows (5/6/7y)6.5%
Discount rate (cost of equity) 9.2%
Volatility vs market (adjusted beta)0.94

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

Search any company to compare valuation, profitability, returns, growth, and financial strength side by side.

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Best in rowHigher is betterLower is better—Data not available
TargetPNC Financial Services Group IncPNCFinancials
Valuation
P/E12.2×
P/S3.7×
P/B1.5×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin—
Operating margin37.5%
Net margin30.7%
FCF margin—
Returns
ROE12.0%
ROA1.2%
ROIC6.3%
Growth
Revenue growth (YoY)16.1%
5-yr fwd EPS growth12.9%
Financial strength
Debt / Equity1.34×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield2.4%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.